Privacy Policy
Effective date: October 15, 2026.
Who we are
Loan Quill is a trading name of Tecko Group Ltd, a company registered in England and Wales (number 16403905), C/O Clka Consulting Ltd, 1 Wellington Rd, Swinton, M27 4BR, United Kingdom. This policy covers loanquill.com and the messages we send. Contact us online, or by mail at 390 NE 191st St STE 54142, Miami, FL 33179.
Privacy notice: the short version
Financial companies choose how they share your personal information. Federal law gives you the right to limit some, but not all, sharing.
| Reasons we may share your information | Do we share? | Can you limit it? |
|---|---|---|
| To pass your loan request to lenders and lending partners, as you ask us to | Yes | No: it is the service you request |
| To meet legal requirements, prevent fraud or respond to court orders | Yes | No |
| With service providers who run the site for us (hosting, address lookup, email and text delivery) | Yes | No |
| For our own marketing of other loan and money offers | Only with your permission | Yes: switch it off or unsubscribe |
| With other Tecko Group brands, for their marketing | Yes | Yes: contact us |
| With non-affiliated companies for their own marketing | No | We don't share |
What we collect
| Category | What it includes | Where it comes from |
|---|---|---|
| Identity and contact | Name, email, mobile number, date of birth, home address | You |
| Your request | Amount, how long at your address, homeowner or not | You |
| Income and work | Income source, employer, time employed, take-home pay, pay frequency, next payday | You |
| Sensitive identifiers | Social Security number, driver's license or state ID number and state, bank routing and account numbers, account type, direct deposit, military status | You |
| Consents | The exact wording you agreed to, when, from which page, IP address and device | You and your device |
| Device and usage | IP address and the approximate location it shows, browser type, a browser id cookie, a device fingerprint (screen size, time zone, language and similar settings, stored as a code), the pages and steps you view, and how the site answered each form you sent | Your device |
| Results | Whether a lender bought or declined your request, and whether you opened the offer | Our lending network |
| Where you came from | The advertiser, affiliate or campaign codes in the link you used | The link |
How we use it
We use your information to pass your request to lenders and lending partners and show you their answer. We also use it to check identity and prevent fraud and duplicate requests, and to follow up on a request you didn't finish. With your permission, we contact you with other offers. We also use it to understand and improve the site, and to meet our legal obligations.
Who we share it with
- Lenders and lending partners in our network. We pass your full request, including your SSN and bank details, through the service we use to send requests to lenders. They use it to consider your request and, if you let them, to contact you. Some partners may pass requests on to lenders they work with.
- Service providers that host the site, look up addresses, and deliver emails and texts for us. They may use your information only for that work.
- Our group. Tecko Group Ltd keeps one central record of the people who use any of its brands. Its brands use it to recognize returning customers, prevent fraud and, with your permission, tell you about their own products. You can opt out of that marketing at any time.
- Authorities and others when the law requires it, to protect rights and safety, or as part of a sale of our business.
Selling and sharing under state law
Lenders pay us for the requests they receive, which some state laws treat as a "sale" of personal information. Information we handle under the federal Gramm-Leach-Bliley Act is covered by that law instead of these state laws. To opt out of any sale or sharing that state law covers, use Your Privacy Choices, linked at the bottom of every page.
Cookies, device information and tracking
We use our own cookies: a browser id that lasts a year, and one that ends when you close the browser. They link your visits, keep your answers saved and help stop fraud. We record the pages and steps you view, and a device fingerprint, for the same reasons. We do not record your screen or what you type outside the form itself. We do not place advertising pixels on the request form. We treat a Global Privacy Control signal from your browser as an opt-out of sale and sharing. We do not respond to other Do Not Track signals.
Your choices
Your permission for calls, texts and marketing emails is optional and never a condition of getting a loan.
- Texts: reply STOP.
- Emails: use the unsubscribe link.
- Anything else: contact us.
We act on opt-outs within 10 business days. Lenders who have your request have their own opt-out choices.
Your state privacy rights
California. You have the right to:
- know what personal information we collect, use, sell and share;
- delete it;
- correct it;
- opt out of its sale or sharing;
- limit our use of sensitive personal information.
We won't treat you differently for using these rights. Information we collect for your loan request under the Gramm-Leach-Bliley Act and California's Financial Information Privacy Act is covered by those laws rather than the CCPA.
At collection, we tell you the categories we collect, as listed above, the purposes listed above, that we sell it to lenders and lending partners as described, and how long we keep it (below).
Other states. Residents of Connecticut, Delaware, Minnesota, Montana, Oregon and other states with privacy laws may have rights to access, correct, delete and port their data. They may also opt out of its sale, of targeted advertising and of profiling, and appeal a decision we make about their request.
How to use your rights. Contact us and choose "Privacy request", or use Your Privacy Choices. We verify requests by matching details you give us, answer within 45 days, and accept requests from an authorized agent with your written permission. For security, we never send back SSNs, license numbers or bank account numbers in answer to a request. We tell you that we hold them.
How we protect your information
The site uses encrypted connections (HTTPS). We store SSNs, driver's license numbers and bank account and routing numbers encrypted (AES-256), with the key kept apart from the database. Only staff who need them can reach them, and we never show these numbers in full after you send them.
Social Security number protection. We collect SSNs only to pass loan requests to lenders who need them to verify identity. We keep them confidential, never post or display them, never disclose them unlawfully, and restrict access to them.
How long we keep it
We keep request records and consent records for 6 years, then delete or anonymize them.
Children
The site is only for adults aged 18 or over. We do not knowingly collect information from anyone younger.
Where your information is held
Tecko Group Ltd is a UK company. The site and its database run on servers in the United States.
Changes and contact
We will post any change here with a new effective date. Questions: contact us, or write to Tecko Group Ltd, C/O Clka Consulting Ltd, 1 Wellington Rd, Swinton, M27 4BR, United Kingdom, or 390 NE 191st St STE 54142, Miami, FL 33179.